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For further information on how to repair your credit report, Click Here


  
 How To Apply For Credit Cards

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There are many people young and old that are in great need of a credit card. This can be for many reasons.

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Dont fall for promises that you will get a credit card even if you have bad credit. Fraudulent ...

 

Common Credit Score Myths

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A lot of credit score myths about fico score ratings get spread around and some of them are just outdated information. Sometimes even lenders can give you the wrong advice

 

Avoiding Credit Card Late Fees

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Everyone hates late fees and being late will cost you dearly these days. For some credit cards today, if you are late, you will have to shell out as much as $40 each time.



How to Compare 0% APR Credit Cards

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When a credit card is advertised as being 0 APR, the company/bank is in effect stating that there is no Annual Percentage Rate (APR) of charge ...

 

 



 

   
The Ultimate Credit Repair Kit
 

 

Credit Report Repair

only $19.99

 

Over 375 pages of information and secrets based on 25 years of research! Step by Step guide on how to repair YOUR OWN credit!

Think of it this way

What if I can give you all that you need to repair your credit records so you can finally get an approval on your credit card application? What if you can start shopping now instead of sitting around frustrated and disappointed? Would such a great help be worth only $19.99 to you?

If you want a new car but your credit rating is too low for a car loan and I offer to give you all the information to improve your credit rating, is that information only worth $19.99 to you?

How about this? If I can tell you how to reclaim your bank charges for the past SIX years, is my help only worth $19.99 to you?

I am giving you the key that will unlock all the chains that are keeping you from experiencing the advantages of a good credit history. I will help you be free of your bad credit rating. I am leading you to a future of low cost loans, mortgages, credit cards and bank accounts. I will help you get back to the good credit that you deserve, all for $19.99 guaranteed.


Is our service for you?

If you have credit problems, collection issues or stubborn past creditors and want to do the work yourself then yes!

Our Self Help Credit Restoration-Debt Negotiation Membership is for you if you want to fix your credit yourself, not pay an agency and... you are tired of being abused by the credit industry and want to educate yourself about the laws and utilize our expertise to fight back against inaccurate credit reporting and abusive debt collectors.

It can seem like an uphill battle correcting your credit. Collectors can be abusive, credit bureaus don't listen and the whole process is very annoying. That is why we created the self help service. You won't believe what you will receive for a one time small fee! No monthly payments, keep your private credit information private and do the work yourself for practically nothing!

YOUR RIGHTS

All Federal Laws are in the consumer's favor. This means you have the advantage. The specific law used here is the Federal Fair Credit Reporting Act.

One part of this law states that when you dispute any information contained on your credit file, the Credit Bureau must verify the accuracy of the information with the creditor who reported the information within 30 days. If they are unable to verify the information within 30 days, it must be removed.

Congress passed The Fair Credit Reporting Act (FCRA) because they felt we all deserve a second chance. This act gives you the right to correct, update, amend and tell your side of what happened to the credit community. These laws do not work though unless you initiate and use them. A copy of the FCRA is included in the Appendix for your review.

The Fair Credit Reporting Act sets certain guidelines which credit bureaus and your creditors must follow when reporting your credit file, as well as giving the consumer certain rights.

All of this brings us to the fascinating task of working on your credit reports. Begin by getting defensive about your credit report. Remember that these credit reporting bureaus are just private companies selling information about you and are not your friends. You never authorized your creditors to sell this information and you are not sharing in the profits they and the credit bureaus are making.

Your Six Basic Rights under The Fair Credit Reporting Act


1. You, the consumer, have the right to challenge the accuracy of your credit report any time.

2. The credit bureaus must reinvestigate anything you challenge without a charge.

3. The credit bureaus must reinvestigate within a reasonable amount of time. 30 days constitutes a "reasonable amount of time" unless the bureau notifies you otherwise (so keep accurate records).

4. If the credit bureau finds an error in the challenged item, they must delete or correct that information in your files immediately.

5. If the credit bureaus cannot or do not confirm the challenged item within 30 days, they must delete that information from your files immediately.

6. You have the right to submit a Consumer Statement of your view of the problem. If you, as a credit consumer, dispute the accuracy of certain information in your credit report and it is verified by the creditor as correct, then the credit bureau is required to include your explanation of your dispute, if you request, in your credit report. Limit your explanation to no more than 100 words.

Learn about these laws and SO MUCH MORE - Join now!

What kind of Credit Repair Guide do I receive ?
You will receive a credit repair guide that teaches you step-by-step how you can fix your own credit and save yourself hundreds or thousands of dollars. See Product Details for more

What Format is this guide in ?
The guide comes in the form of an electronic file (Ebook) which can be downloaded instantly once you make payment. This way you will be able to get started right away.All you need is Windows 95, 98, 2000,ME, NT & XP installed on your system.

Can I really fix my own Credit ?
Of course! With the right knowledge everyone can repair their own credit. Even the United States Federal Trade Commission (FTC) recommends that consumers should repair their own credit - it's good for the economy to have citizens who can continue to purchase what they need. Our guide can help you do this.

Why is it so Affordable ?
Since the product is a downloadable item we are able to save by removing the middle-man and in turn pass on the savings on to you. By offering a low price we hope to create customer loyalty and word of mouth referrals.

How do I Order your Guide ?
Just click on Join and you will be taken to the Buy Now button which will guide you through a pleasant and free PayPal process. After checkout, just click "continue" and you'll instantaneously be returned to the members area where you can download your Credit Repair kit PLUS all of the free Bonuses.

The Warning Signs

If you decide to respond to a credit repair offer, beware of companies that:

Want you to pay for credit repair services before any services are provided;

Do not tell you your legal rights and what you can do-yourself-for free;

Recommend that you not contact a credit bureau directly;

Suggest that you try to invent a "new" credit report by applying for an Employer Identification Number to use instead of your Social Security Number;

or Advise you to dispute all information in your credit report or take any action that seems illegal, such as creating a new credit identity. If you follow illegal advice and commit fraud, you may be subject to prosecution.

You could be charged and prosecuted for mail or wire fraud if you use the mail or telephone to apply for credit and provide false information. It's a federal crime to make false statements on a loan or credit application, to misrepresent your Social Security Number, and to obtain an Employer Identification Number from the Internal Revenue Service under false pretenses.

Under the Credit Repair Organizations Act, credit repair companies cannot require you to pay until they have completed the promised services.

Plus an amazing bonus of a super collection of the internet's best business opportunity and money making ideas.


Who is this collection for ? Well, if you answer YES to any of the questions below then we strongly recommend you try our Business Opportunity Collection.

Do you worry about how to pay your bills on time?
Are you stuck in a job you despise?
Do you dream of cars, vacations, and houses you can’t afford?
Are you tired of running out of money before the bills run out?
Does all that overtime still get you nowhere?
Are you seeking a way to make more money and still spend more time with your family?


If you had the tools that could bring you more money than you ever dreamed, just think how your life would change. No more job worries. No more stress. No more waiting around for something to change. Yes to vacation, new cars, and that long awaited home remodel.

That is exactly why we compiled the Business Opportunities Collection. All the necessary tools that an Entrepreneur would require have now been put together for serious people looking to make money both online and offline.

In this Profit Pulling Collection you will Discover :

· 3 Step System to Easy Profits

· 46 Ideas for Your Business

· 50 Golden Goodies

· 100 Free Press Release Resources

· 100 Java Tips

· 100+ Part Time Businesses

· 101 Businesses You Can Start Online Cheap

· 101 Ways to use a Virtual Office Assistant

· 140 Profit Pulling Business Reports

· 142 Mail Order Reports

· 411 Freebies Ebook

· 700 in 7 days

· 1001 Newbie-Friendly Tips

· Affiliates Master Course

· Automatic Money Machine

· Autoresponder Magic

· Be a Money Broker

· Best of Dr. Kevin Nunley Volume 1

· How to Avhieve Success With a Money Making Newsletter

· Idiots Guide to Ecommerce

· Ingredients for Success

· Inside the Minds of Winners

· Insider Profits

· Instant Access to Automated Online Profits

· Instant Internet Empires

· Mail Tag Bonanza

· Million Dollar Business

· Qualifying Tips

· Secrets of the Richest People

· Web Design in Seven Days

· Working with Clickbank

85 Businesses to Start in 2008 and beyond

. You will receive all the guides listed above included in this membership! Did you know that many vendors are selling each ebook listed above for $29.95 or more on the internet?


 

 

 

 
 
 
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